Top 10 Money-Earning Apps Without Investment (2024)

Are you looking to earn some extra money without spending any upfront cash? Thanks to the power of technology, numerous apps can help you make money without any initial investment. In this article, we’ll explore the top 10 money-earning apps that allow you to start earning today, all without spending a dime.

1. Swagbucks

Swagbucks is one of the most popular money-earning apps available.

How It Works

    • Complete Surveys: Share your opinions and earn points.
    • Watch Videos: Get paid for watching short videos.
    • Shop Online: Receive cashback when you shop through Swagbucks.

How to Get Started

    • Sign Up: Create a free Swagbucks account.
    • Earn Points: Complete various tasks to earn points (called SB).
    • Redeem Rewards: Exchange your points for gift cards or PayPal cash.

2. InboxDollars

InboxDollars pays you for performing simple tasks online.

How It Works

    • Take Surveys: Earn money by answering surveys.
    • Read Emails: Get paid to read promotional emails.
    • Play Games: Earn cash by playing online games.

How to Get Started

    • Sign Up: Register for free on InboxDollars.
    • Complete Tasks: Start earning money by completing tasks.
    • Cash Out: Redeem your earnings for cash or gift cards.

3. Google Opinion Rewards

Google Opinion Rewards lets you earn money by sharing your opinions.

How It Works

    • Answer Surveys: Complete short surveys on various topics.
    • Earn Credits: Get paid in Google Play credits or PayPal cash.

How to Get Started

    • Download the App: Install Google Opinion Rewards from your app store.
    • Complete Profile: Fill out your profile to receive relevant surveys.
    • Start Earning: Answer surveys and earn credits.

4. Foap

Foap allows you to sell your photos and make money.

How It Works

    • Upload Photos: Add your high-quality photos to the Foap marketplace.
    • Sell Photos: Earn money each time someone buys your photo.
    • Join Missions: Participate in photo contests to win bigger rewards.

How to Get Started

    • Download the App: Install Foap on your smartphone.
    • Create an Account: Sign up and create a profile.
    • Start Uploading: Upload your best photos and start selling.

5. Rakuten (formerly Ebates)

Rakuten gives you cashback for shopping online.

How It Works

    • Shop Online: Make purchases through the Rakuten app or website.
    • Earn Cashback: Receive a percentage of your purchase amount as cashback.
    • Receive Payments: Cash out your earnings via PayPal or check.

How to Get Started

    • Sign Up: Create a free account on Rakuten.
    • Start Shopping: Shop at your favorite stores through Rakuten.
    • Get Paid: Enjoy your cashback rewards.

6. TaskRabbit

TaskRabbit connects you with local jobs to make money.

How It Works

    • Find Tasks: Browse local tasks like cleaning, moving, or handyman work.
    • Complete Tasks: Accept tasks and complete them to earn money.
    • Get Paid: Receive payment directly through the app.

How to Get Started

    • Download the App: Install TaskRabbit on your phone.
    • Sign Up: Create a profile and list your skills.
    • Start Tasking: Find tasks in your area and start earning.

7. Survey Junkie

Survey Junkie pays you for sharing your opinions on various topics.

How It Works

    • Take Surveys: Answer survey questions and earn points.
    • Redeem Points: Convert your points into cash or gift cards.

How to Get Started

    • Sign Up: Register for a free account on Survey Junkie.
    • Complete Surveys: Start taking surveys to earn points.
    • Cash Out: Redeem your points for PayPal cash or e-gift cards.

8. Field Agent

Field Agent pays you for completing small tasks in your local area.

How It Works

    • Complete Tasks: Perform tasks like checking prices or taking photos of products in stores.
    • Submit Reports: Provide feedback through the app.
    • Get Paid: Earn money for each completed task.

How to Get Started

    • Download the App: Install Field Agent on your smartphone.
    • Sign Up: Create an account and complete your profile.
    • Find Jobs: Look for tasks in your area and start earning.

9. UserTesting

UserTesting pays you to test websites and apps.

How It Works

    • Take Tests: Test websites and apps while recording your feedback.
    • Get Paid: Earn money for each test you complete.

How to Get Started

    • Sign Up: Create a free account on UserTesting.
    • Take a Sample Test: Complete a sample test to qualify.
    • Start Testing: Receive testing opportunities and start earning.

10. Sweatcoin

Sweatcoin pays you for being active and walking.

How It Works

    • Walk and Earn: Earn Sweatcoins for every step you take.
    • Redeem Rewards: Use your Sweatcoins to buy goods, services, or donate to charity.

How to Get Started

    • Download the App: Install Sweatcoin on your phone.
    • Create an Account: Sign up and start walking.
    • Start Earning: Track your steps and earn Sweatcoins.

Conclusion

There are many apps available today that can help you make money without any investment. Whether you enjoy taking surveys, shopping online, or completing small tasks, there’s an app out there for you. Start exploring these money-earning apps and find the ones that suit your lifestyle and preferences best.

FAQs

Can I make a full-time income with these apps? Most people use these apps to earn extra money on the side. Combining multiple apps can increase your earnings.

How quickly can I start earning money? You can start earning money almost immediately after signing up and completing tasks or surveys.

Are these apps available worldwide? Most of these apps are available in multiple countries, but availability can vary. Check the app’s terms and conditions for your region.

Do I need any special skills to use these apps? No special skills are required. Most tasks are simple and straightforward, making these apps accessible to everyone.

Is there a risk of scams with these apps? While the apps listed here are legitimate, always be cautious and do your research before signing up for any money-earning app to ensure it’s reputable.

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